Best Fixed Deposit Rates in Sri Lanka
Compare today's FD rates across Sri Lankan banks and finance companies, then calculate exactly what you'll earn.
The highest fixed deposit rate in Sri Lanka on 18 September 2026 is 12.00% p.a. from People's Leasing & Finance on a 12-month deposit. A Rs 100,000 deposit at that rate grows to about Rs 112,000 at maturity, earning Rs 12,000 in interest. We compare 6 banks and licensed finance companies across 6 tenures.
Rates are compared on effective annual yield (AER), so a monthly-payout deposit and a maturity-payout deposit can be judged against each other directly.
Figures shown are for .
1 year · interest at maturity
Sorted by best effective rate (AER)| Institution | Rate (p.a.) | AER |
|---|---|---|
| People's Leasing & FinanceFinance Co.as at 21 August 2026 | 12.00% | 12.00% |
| Central FinanceFinance Co.as at 17 July 2026 | 11.50% | 11.50% |
| LB FinanceFinance Co. | 11.50% | 11.50% |
| NDBBankas at 24 August 2026 | 11.00% | 11.00% |
| Seylan BankBankas at 22 July 2026 | 10.00% | 10.00% |
| Commercial BankBank | 10.00% | 10.00% |
Rates are published by each institution for indication only and change frequently. Senior-citizen, promotional and amount-tiered rates may differ. Always confirm the exact rate and terms with the bank or finance company before depositing.